Student Loans: Last Week Tonight with John Oliver (HBO)
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Published 2024-03-21
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All Comments (21)
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Literally the entire history of the USA is just, "We have this problem and we could have spent a little money to fix it but we hated the idea of helping people so much that we waited until it was a thousand times more expensive to do anything."
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To anyone wondering: that's not Estonia, thats Latvia. Estonia is the one directly to the north. Greetings from Europe
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To whoever's in the audience screaming laughing at John Oliver's jokes: you have my whole heart
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4:15 that season 5 rory gilmore joke really killed that person, screaming before the punchline even landed
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Is it really "forgiving" when people have already paid you back more than you ever gave them
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After paying $90K over 12 years on my $80K student loan, I owed another $90K despite working in public service the entire time. Was not originally eligible for PSLF I was in the "wrong payment plan." After two years of reviews, last year the balance of my student loan was finally forgiven under the PSLF waiver. I plan to celebrate the anniversary of the forgiveness letter every year. I don't even celebrate my own birthday.
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"The greatest country in the world" - btw, i did my Masters in Germany for a total of 1200$ , and it included a free transportation ticket in the entire state ✌🏽
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23:55 That Navient "oops" and then dropping their written legal response was great
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Here's a crazy idea: CANCEL THE INTEREST on all student loans. All payments should go to the principal.
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As a freshman in 1969, my tuition for fall term at the University of Oregon was $70 total! At the time, the minimum wage was $1.65, but I was earning $1.85. So three weeks (38 hours each) of my summer job paid my entire year's tuition and fees. We didn't need any student loans, because the government provided 80% of the cost of our education.
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This needs to be shared with everyone that calls student loan forgiveness as terrible, but giving the rich a pass on paying their share of taxes as all OKAY. We are smarter than this.
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Me and almost every other physician that went through medical school in the USA have at least ~$200k in debt at graduation and that’s just from med school. Every single person in the US (and world) deserve far better.
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I love how the same gang who hates the idea of any kind of social safety net is also like "WHY AREN'T YOU HAVING KIDS"
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My grandfather took out a Parent Plus loan for my sophomore year in 2007. The moment he got the first bill he paid it off entirely (something most people can't do). They processed his check AFTER applying the next interest accrual so the balance wasn't completely cleared. A decade later Navient sent him to collections on interests of interest. These companies are evil.
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In 1968 I graduated from a private university in New York City with a student loan that covered the last 3 years of undergraduate school. My monthly loan payment was $44; if I am remembering correctly it took about 8 years to pay off the loan. It is horrendous how times have changed!
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Biggest mistake of my life was getting my master's in the US. $49k. I've paid $22k, but the loan is only at $42k now. I had to give up the career the degree was for too (teaching, college level) because I just couldn't earn enough to live on. A friend got the same degree in England for a few thousand and left with zero debt, plus a year in England.
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I was able to pay off my students loans and got one of those "share your story with us!" e-mails from AES. The ONLY reason that I was able to pay mine off was because my dad was killed by a truck driver, and my mother got a settlement that allowed us to pay off the debt. The American Dream!
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"How dare you spend money on something that benefits someone who isn't me." 🎯
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2:03 I worked in car loans, and hearing someone start with $80k, pay $120k and only knock down $4k of the principal balance brings back nightmares
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Thank you for covering this with such depth and nuance. I’m a public school teacher who has been paying $700/month since November 2014. Unfortunately, I’m ineligible for a PSLF program because you have to make 10 years of consecutive payments like I’m already doing. We should shorten the length of time folks have to serve in low paying public service jobs before we forgive their debt.
