How I Went from BROKE to Financial Freedom | frugal living + minimalism

292,902
0
Published 2024-02-25
Here's how I went from broke to financially free -- it wasn't easy and I struggled a lot, but I'm here to show you it IS possible! From learning how to save money to paying off debt to finding ways to make extra money, this is the story of how I escaped generational traumas and bad money habits and found financial freedom!

► 🌟 JOIN OUR FAMILY:
» YOUTUBE: youtube.com/c/AtoZenLife?sub_confirmation=1
» INSTAGRAM: www.instagram.com/atozenlife/
» BLOG: atozenlife.com/
» FACEBOOK: www.facebook.com/atozenlife

►💰50-PAGE MINIMALIST BUDGET BUNDLE [PRINTABLE PDF]:
» Right now until St. Patrick’s Day you can save 50% off the 50-page minimalist budget bundle with the code LUCKY50 or by clicking this link: shop.atozenlife.com/discount/...
» Limit one use per customer. Coupon applied at checkout. Sale ends midnight March 17th, 2024.

__________

► 🌱 FREE MONEY WITH HYSAs
» Start earning with CIT Bank's HYSA here: www.kqzyfj.com/click-100587475-15491010

► 🍿 WATCH THIS NEXT
» Meet My Husband (Q&A):    • MEET MY HUSBAND | Q&A: growing up poo...  
» Why I'm So Frugal:    • Why I'm So FRUGAL  

__________

► 📙 BEST PERSONAL FINANCE BOOKS:
» Your Money or Your Life: amzn.to/3wlCfLB
» I Will Teach You to Be Rich: amzn.to/3URsPSs
» The Boglehead's Guide to Investing: amzn.to/3TaLxmI
» The Total Money Makeover: amzn.to/3SPfure
» Atomic Habits: amzn.to/3OWXaLo

► 🎧 SPECIAL AUDIOBOOK OFFER
» Get a FREE 30-day trial of Audible with this special link: www.audibletrial.com/6eWyPQ

► 📸 FAVORITE YOUTUBE TOOLS:
» Camera: amzn.to/2TLIg0J
» Favorite bokeh lens: amzn.to/2SHHEt3
» Vlogging lens: amzn.to/3zDIpDW
» Handhelp mini-tripod: amzn.to/3Zod2t2
» Tall standing tripod: amzn.to/40dXk4F
» Umbrella light kit: amzn.to/42IqE5d
» Music: www.epidemicsound.com/referral/typcc0/
» TubeBuddy: www.tubebuddy.com/squirrelsofafeather

__________

ABOUT A TO ZEN LIFE
Along my journey to let go of 30 years of clutter, I accidentally became a minimalist and it was life-changing.

Before, I was an emotional hoarder with nothing but the clutter from lost loved ones — and $25,000 of debt — to my name. Now I have a beautiful home in Europe, a happy family, live debt-free, and — best of all — wake up to a life that I’m EXCITED to live every day.

My mission is to help you conquer your clutter and simplify YOUR way to a happier and better life. HERE'S OUR STORY: atozenlife.com/about-a-to-zen-life/

__________

NOTE: This description may contain affiliate links; these links allow you to find the items mentioned in this video at no additional cost to yourself. While this channel may earn a small amount when the viewer uses the links, the viewer is in NO WAY obligated to use these

All Comments (21)
  • @AtoZenLife
    Have you ever been laughed at or made fun of for not having money? Please give this video a like + comment below! 🤔Right now until St. Patrick’s Day you can save 50% off the 50-page minimalist budget bundle with the code LUCKY50 or by clicking this link: shop.atozenlife.com/discount/LUCKY50?redirect=%2Fp… (Limit one use per customer. Coupon applied at checkout. Sale ends midnight March 17th, 2024.
  • @Riggsnic_co
    These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
  • @Greggsberdard
    It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy
  • Given the current uncertain circumstances, it's crucial to grasp effective financial management, prudent investing, and adeptly maneuvering through economic downturns. However, my main focus revolves around boosting my stagnant reserve of $240k, which has remained idle for far too long with minimal to no growth. While I'm committed to the long-term approach, the erosion of my savings due to inflation and the daily depreciation of my portfolio demand immediate attention and a solution.
  • @Lisaruthdecker.
    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
  • I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.
  • @LJernegan
    I am 50. What I have learned is that while these goals may seem to take a long time, the time will pass. You can get where you want to be with small steps taken each day. The sooner you get started, the easier it will be.
  • I just made the final payment on my mortgage last week, almost 10 years ahead of schedule. I've not let my eye off the prize for the last few years now, ever since I decided to buckle down and get rid of my mortgage. Being completely debt free is such a liberating feeling 😊. I've loved your content along the way, keeping me motivated not to spend my money on frivolous purchases - so thank you for that! ❤
  • @Maniakkkkkk
    The best thing and the simplest thing you could do is make sure you're investing $1000 into your brokerage or retirement account every month. If you aren't able to, figure out how to come up with some extra cash. Your future self needs it.
  • @RobertBrown..
    As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
  • @kh0034
    When someone says something so hurtful and negative to you, they are probably in a hurt and negative space themselves. Not to excuse their ignorant and destructive behavior but to keep in mind your truth and what's really important to you. Those are people to stay away from. Sorry you went through that horrible situation.❤
  • @JT-um9ss
    Trailer trash? Seriously? You're smart, financially savvy and absolutely gorgeous! Keep up the great videos!
  • @stevenrue3654
    This is the type of woman that will have you retiring early with millions. I wish one for everyone.
  • 🌹I'm 51 and feel bad for younger generations. They wants so much - a big house, new car, vacations, designers clothes etc.. and feel deprive whenthey have to sacrifice. I was the same way but some things changed as I got olderI stopped wanting all that stuff and just feel content having a big stack of cash saved and invested to help me stay afloat through retirement
  • @JawlineDaniel
    I still recall those early days, hustling hard to save every dime. It really paid off! In just a few years, I managed to stash away a cool $52,000. Back then it felt like a drop in the ocean, but boy, did it balloon into something substantial over time. Lesson learned: form good habits, every penny counts on the long run
  • @robinobrien6671
    An emergency fund is the best gift you can give yourself. Two weeks ago I had to fly with my family at the last minute when my father died. There were many unforeseen expenses. Grieving a parent is hard enough without worrying about how to cover the cost of travel, accommodations etc.
  • Great video, Transitioning from broke to financial freedom is a journey that requires careful planning, especially when it comes to investing and securing a stable retirement through a 401k plan.
  • @MyFocusVaries
    You have overcome alot of trauma. Your partnership with your husband is quite amazing.
  • @ashleymcgee3536
    It’s so sweet of you to give the benefit of the doubt to those around you who didn’t understand your situation, but it really does go to show that you should always be kind because you never know when someone is going through something.
  • People are so strange. Why would they feel the need to be rude to you? You give wonderful ideas and advice that can really help people. You are inspiring. Keep doing what you are doing, you are fabulous!