I'm 50 years old Japanese man and am really worried about my future. What should I do?

One thing you don’t need to worry about is your hairline. It’s impeccable.

This is what YouTube was made for. So much more interesting than the 52844th podcaster talking about productivity or personal finance or whatever.

This is a real influencer, showing people the reality of life instead of posting fake pictures for clout

Thank you, sir, for your honest, sensible and sincere discussion of your financial and personal situation. I am 1 year older than you and, even though I live in a different country (Australia) I am able to relate to many of your concerns, especially about supporting your young children and elderly parent. I cannot give any false reassurances to you, but I can say that you are obviously preparing as well as you can for your and your family's future. I am also pleased to give a financial contribution (approximately ¥5000) to support your channel and I am keen to see more of your videos. Best wishes to you and your family.

I stumbled across this video as a 22 year old. Here I am stressing at this age, thanks for the eye opener.

As a foreigner who lived over 10 years in Japan, I have never heard a Japanese man open up about something like this. Thank you for being brave and sharing this! これは本当に素晴らしい話しいです。

It's hard out there. That's why we help each other out. Stay strong. I'm not the most religious man but i do believe in hope. Stay strong. This 25 is yours.

53 year old here in California. You're not alone. Many of us in the US are quietly worrying about our own economic future. This is honest conversation and it's refreshing to watch. Thankyou

Keep your chin up, you are a good man and your honesty is a good quality. Wish the best for you and your family, its good they have you on their side to plan for their future.

I am Japanese. I was deeply impressed by your honest confession.

I am 18, and my father is 68. I have grown up completely fine. Dont worry! Im sure you'll be a great father!

Old school Youtube vibes. Love it! Thanks for sharing

Don't plan on living in your current home until your mortgage is paid off in 28 years. Your son will be 36, and your daughter 32 by that time. They should be more independent well before that point in time and no longer living at home. Downsize to a cheaper home. Sell your current home once your kids move out, pay off the remaining mortgage amount, and buy a new home (with no mortgage) with the net proceeds. Consider living outside of the metro area since you may not be working at that point. Housing is much cheaper outside of the metro area and you will not have to worry about being close to where your job is located since you will hopefully be retired.

I was born when my dad was 46, it was no big deal. I’m 26 now. He’s a great dad.

my dad was 50 when he had me. I'm 21 now and I am so glad my dad was older. I learned many things and still continue to learn a lot from him, with age comes wisdom, and you can teach your kids alot!

Keep doing what you are doing. Hope life gets better for you

My dad had me when he was 46. Don’t worry about your age. The amount of wisdom you can pass on to your kids is priceless

So to summarize you feel stressed because: Age: - You're 50 - Your children are very young for a 50 year old father - Your mother isn't doing well and is getting older - Your brother has a lot of stress taking care of your mother - Your mother and father in-law are a bit younger, but live far away and could need help as well in the next few years Financial: - You have a mortgage which you'll need to pay for 28 more years - You have a slightly above average salary - You feel stuck in a dead-end job - You feel there are no opportunities for you to find a different job because of your resume not being good enough Well, these are some very valid struggles. If you want to improve your life, then I think you must first look at this list and think 'What can I do nothing about?' and remove those from the list. For example, the new list which you CAN likely do something about, would be this: New list: - Your brother has a lot of stress taking care of your mother - Your mother and father in-law are a bit younger, but live far away and could need help as well in the next few years Financial: - You have a mortgage which you'll need to pay for 28 more years - You have a slightly above average salary - You feel stuck in a dead-end job - You feel there are no opportunities for you to find a different job because of your resume not being good enough Now these remaining points are something you can actively work towards improving. For example the 28 year mortgage, if every year you make one more payment (so instead of 12 months, you pay for 13 months) you'll notice the mortgage goes from 28 years to roughly 23 years. Now this would all depend on your finances and whether you CAN do this or not. I genuinely think you have a lot more opportunities than you might imagine, just make a list of what you want to improve and then one by one make a plan on HOW to improve them.

I relate 100%. I am 50, live in Australia with an 8yo daughter. We just refinanced our mortgage so now have 30 years left again! I was born in Japan but have lived in Australia my whole life. When we get to this age, we all have the same thoughts and plans to care for our families, it is very, very good.

Both my parents were on the older side when they had me, they were a bit younger than you at 42 instead of 46. That being said I am so glad they decided to wait. Their wisdom and self discipline that only comes with age made them incredible parents. They never made a big deal about frivolous things like getting the newest phone or a nice car. They also always had more time to devote to supporting the family because they were past the typical "party age" that overlaps with the average ages for young parents. I wouldn't worry about comparing yourself to other couples just because they are the norm, the fact that you are even worried about your future, let alone humble enough to ask for help on the internet proves you are a better father and a better man than most.