21 Money Lessons I Wish I Knew Earlier
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Published 2024-04-08
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Let's go over the 21 Money Lessons You Should Know in order to get rich. I think everyone should know these, and they are a compilation of all the best wisdom I have for you. I hope you enjoy, and let me know what you think down below in the comments.
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Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
⏱️ Timestamps:
0:00 - Start Here
0:10 - Looks Aren’t Everything
1:22 - Compounding Makes You Rich
2:20 - Lump Sum Splurge
3:40 - Affordability
4:24 - Look for a CFP
5:37 - Don’t Fly First Class
6:34 - Credit Utilization
7:09 - Never Carry A Balance
7:37 - Buy Some Bitcoin
7:48 - Know How Much is Enough
8:49 - 401(k) Match
9:17 - Automate Your Savings
10:07 - Expense Ratios
10:44 - Making Money is a Muscle
11:31 - Surround Yourself with Driven People
12:15 - Diversification
13:04 - Leverage is Needed
14:08 - Invest Early
14:41 - Filter Financial Advice
15:05 - Capital Preservation
15:48 -
All Comments (21)
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What was your favorite lesson today? Let me know by dropping a comment - and subscribe to the channel 👀
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Humphrey is a very smart man. I absolutely love his advise. So much wisdom. This is the man to listen too.
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Buying Bitcoin is the most underrated and most effective tip in this entire video. Well done!
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Yeah, being an Asian, I have to agree with American financial mentality is different. When my co-worker gets their bonus: I can buy that xyz I been eyeing. Yay! When I get my bonus: I can retire another year early. Yay!
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Wow, that Bitcoin point was unexpected on a financial channel
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never fly first class (unless someone else pays for it)...you can fly economy and spend the difference on an awesome steak dinner or something and IMHO thinking about it that way makes the choice really obvious if first class saved you time that would be maybe worth it but the plane takes off and lands at the same time for everyone. it helps if you are able to just sleep on planes because then there's basically no difference between first class and economy lol
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Bro rly snuck in “buy bitcoin lol” thinking we wouldn’t notice
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This is amazing. “How to build wealth”
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Great book recommendations, I’ll have to check them out!
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Hey Humphrey! Enjoy watching and learning from you!
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1:06 greatest designer cloth guy of ALL TIME
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I really liked the information, but also the editing of this video! 🙂
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#4- best ever. Definitely need to watch that lifestyle creep.
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Always appreciate your content! Much love from Shanghai!
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You rock Humphrey! Keep it up! 🙂
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Very wise advices from you...thank you!
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Great stuff! Bookmarked for the next issue of Sunday Money!
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I got a bonus this year, and boy did I need it!! I still had to put that money and more to my taxes!! Woot woot!!
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You are so good at guiding us. We have started investing in index funds. For bitcoin would u hv any recommendations where to buy from and what is a good amount to put in bitcoin?, thanks a lot
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Fantastic video, very valuable content and to the point. Thank you!
