6 Reasons to Retire as Soon as You Can

If you’re already retired, do you have any words of encouragement for people who are thinking about taking the plunge?

You work for a 40yrs to have £1m in your retirement, meanwhile some people are putting just £10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller

I'm 50 and if I could retire right this very second I absolutely would. I'm so sick and tired of my job and I'm quite convinced that I picked the wrong path in life. It's too late for me to make a drastic change but there is one piece of advice I can give is to not waste so much of your life at a job or in a career that you hate. It is so not worth it.

My dad passed away suddenly and unexpectedly in January 2021. He was 49. When my sister and I were handed the unfortunate task of sorting his affairs we saw that he had been paying into two private pension funds since 1998. It made us both realise that, whilst money IS important, you certainly can't take it with you. I'm sure if my dad was informed of his imminent death prior he would have enjoyed that money in every possible way. My message to everyone watching is - money isn't everything, don't get stressed about investing/saving every last bit while you're still young, because old age may never greet you.

My dad worked as a laywer for 25 years. The job was stressful and he decided to retire early (about 5 years earlier than he was planning on retiring). I've never seen him happier. Work was literally killing him.

Retired at 51. Don't regret a moment of it. I'm starting to see friends go with illness etc and you do realise that your greatest commodity after 50 is time and health.

I retired two years ago at 63 with very little saved I’m also single and live well within my means and so far it’s been a great decision I have a small school bus I converted and last year spent several months in Arizona NM California and Utah as I’m from Colorado I also travel to Sweden to see my son and his family, that’s where I’m at now My biggest advice is don’t get upset if you can’t do everything you hoped to do Live within your means and enjoy the things you can afford to do

59 days until retirement for me. House and cars paid for. 2K/month Pension, 3.5K/month SS and 700K in 401K. I think we are ready. Thank God!

I am 52yrs old and I have started preparing for retirement but with the ongoing effects of high inflation, lower market returns and stagnant wages, achieving a secure early retirement could is more challenging than ever before. I'll appreciate a means of making short term profit from stocks and others.

Great real life advice. Too many people think they are living forever or think they’ll have plenty of time to spend with their parents, partner, children. My best mate died 4 weeks ago, he’d only retired in March this year. Life is short, make the most of the time you have left.

Dude, you're much wiser than your age. Excellent video. I'm 68.5 years young. I retired at age 65. I love retirement. What I did prior to retirement is to pay off all my debts. No car payment, no mortgage, no credit card debt. Then, I sat down and figured out my monthly budget I would need each month to cover the type of retirement that I wanted. My minimum happened to be $4500 a month. Then, I started going to the gym, at least 3 days a week, and for 2.5 hours each one of those days. I'm healthy and I feel great. Life is good. Now, people, go out there and give yourself the retirement that you want. Only you can.

This is the video that changed my life. I saw it in September 2023. I retired on 17 November. Thank you James.

Im retirement age, 66 and soon to be 67, i love my job as a joiner on building sites, i only do 4 days a week now and reducing to 3 come spring, my job now is like a hobby i get paid for, i don't need to do it and can leave anytime i want

I needed to hear this. I retired at 55 with a lifetime pension. Not a huge pension, but a comfortable one. I have had a hard time giving up that hustling lifestyle. Within 6 months of retiring, I began working another job, then became dissatisfied with that one, then got another, then another and another. Although I told myself I needed to work these jobs I ended up disliking all of them. It has finally dawned on me that I need to just chill out and relax, find a hobby, visit family or travel more. Working a job is almost a bad habit at this point. I am now recognizing this job-hopping pattern and intend to stop the madness for once and all. I need to enjoy the fruits of my labor from here on out.

Recently diagnosed with stage four cancer so my timetable has been flipped. I appreciate your video because so few people think of how short time is. I was working 70 hours a week and missing tons of family things. I’ve cut down to 35 hours a week and probably will go for disability so what time is left can be spent with loved ones. Powerful advice thanks for the video

I retired at 55 with 400k, but only did 2 years of retirement, I just hated the boredom of winter, I also missed investing strangely enough. So I trained to be a tree surgeon, I now work 2 days a week through Autumn and winter and have Spring and Summer touring Great Britain. The 400K was touching 440 after 2 years, even after taking 2 years living expenses, so money wasn't a problem. I think you have to find the correct balance to enjoy retirement.

I lost my husband when i was 42 and retired at 49.. No children and no specific hobbies, but a year on i know it was the best thing i ever did.. Most people use “I love my job, it gives me purpose” as an excuse…. I want to spend as much time with my friends as possible, whether it’s on the phone or in person, and working didn’t allow me the time to be there for people as much as a I wanted to be… I have a great aunt who is living by herself at the age of almost 106, so I could be around for a while, and i want to make sure that when my time is up, people remember the love i gave, not how much money is left over… Great video.. Thank you!!

I thought I was the only person who thinks this way, but I’m glad to know I’m not. Yes, the limited opportunities could be viewed as depressing, but I’m excited about retiring in a few months and getting on with those precious experiences. The countdown app is engaged and I’m ready. I’m 63 and I’ve invested a lot of effort in my physical health, and now I’m ready to visit my daughters and grands, do all the hikes, do the backcountry camping trips, and ride the long distance motorcycle trips that I’ve been wanting to do.

I retired T 56 now 86 and still enjoying life I was worried about the money , but you adapt and still live a good life.

I'm 78 and my wife and I cycled the old cobbled road over the St Gotthard pass a couple of weeks ago so you may have more years of enjoyable cycling than you expect. We try to do it every year and hope to continue for a few more years. We have been retired going on twenty years and it has been fantastic.