10 Things To STOP Paying For NOW! | How to Save Money UK

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Published 2019-10-15
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10 Things you should STOP Paying for Today to Save Money :) ♥. Cut these from your Budget to help you increase your Savings Rate for Financial Independence.

★★ WHAT TO WATCH NEXT ★★

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MARY:

I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :)

Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni

When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)

KEN:

I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.

CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.

I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.

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★★ ABOUT THIS VIDEO ★★
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All Comments (21)
  • This is a fantastic channel, offering a UK perspective for independent freedom seekers. Please keep up the good work guys.
  • @petc8504
    Just want to add that it's really important to look after your stuff if you want to keep it as long as possible. My phone is now 6 years old and not a scratch or crack on it, here are my tips: Put a screen protector on straight away. Always keep it in a case. Don't put it your back pocket and risk sitting on it or it dropping down the toilet! Don't walk about typing in to it and risk tripping over. Don't let small children have it at all. Don't walk the dog while staring at the phone, the dog may pull you and you drop it. I know people who've smashed phones in all these ways! Also, only charge it until it's full then unplug it, charging it all the time can be bad for the battery.
  • Ive been chained by debt and my spending for decades now it’s been depressing me for years. For the first time I feel positive that I can stop mindless spending and end the cycle of paying off bills just to run them all back up again a few months later. I need to be free of the stress. So glad I found this channel. I’ve cancelled all but one of my tv streaming channels and I’m not upgrading my phone that’s now paid off 💴 💴 💴
  • @TheAtekay
    I’m so cheap that I pay for a second hand car for under £2,500. Bought second hand phone from giffgaff with a 3 month warranty for under £140. And I only pay £1 per week for data, mins and calls😅 The only thing that I need to work on is my food spending as I used to go out for food every week to meet friends😅
  • @lexylaw3404
    Loving a UK money channel. Loving Mary's hair too 💁🏿‍♀️
  • Just found your channel and I’m obsessed! Love you two, UK based and realistic. Subscribed!
  • @rosegumbo683
    Finally some UK content that I can apply . Great 👍🏿
  • @AnstariaJones
    What's happening in the world right now has refocused me to develop financial literacy. Happy to have found a UK based channel. Newly subscribed and keen to grow and learn. Glad I'm already doing a few of the tips given!
  • @vivianea6352
    Hey Ken and Mary new sub here🙋🏽‍♀️Nice to see UK based financial advisers. I was seeing more Americans videos. Now I switched. Thank you.
  • @JustFrugalMe
    Great video! These are great pointers and advice. I can't wait to see more of your content.
  • @elusiveali785
    So refreshing to find a couple that look like mself based in the U.K. my husband and myself need to save more money.
  • @Mshodeinde
    Love this channel, you got a new subbie!! Thanks for sharing!!!
  • New subscriber!! Found your channel yesterday as you were a recommendation on mumsnet for good financial advice. I’m obsessed with overhauling my finances right now and I’ve watched so many of your videos. My phone bill is currently £52 a month, I can’t wait to go to sim only Feb 2023 for much much less. I don’t condition my hair! I find bottles of value double or quad concentrate squash for £1.75 last me over two weeks. My car is old but I look after it, and we get a takeaway maybe every 1-2 months, as my husband is a chef and I love cooking too
  • I love the the first point about TV its something I have been thinking a lot about recently. I realised I was constantly complaining I didn't have time to do things but when I thought about my day I'd always managed to watch lots of TV shows. Now I have been listening to more music and often just appreciating the silence and I have found I have so much more energy! I though I was watching TV as a way to relax when I was tired but now I'm realising the TV is what's draining me and by not watching it I'm more productive.
  • @BoeyBear
    Great video, Ken & Mary! Didn't expect to see "Juices" as one of the ten but you're right, we stopped drinking juice a few years ago as I guess our palates just changed and they tasted a bit sickly sweet. So it meant a £3 - £5 reduction in the grocery shop each time without any bother! 💛 🐻
  • @GabbyTarrant
    Your channel is amazing ❤️ thank you ☺️ thankfully I do most of these things but always room for improvement
  • @flp2635
    Hi Ken and Mary, thanks for your channel guys. Really useful tips!