Our top 10 retirement questions answered

Published 2024-01-23
Retirement is a phase of life that many of us eagerly look forward to. It’s a time to slow down, relax, and pursue our passions. But with the rising cost of living, it’s essential to make sure that our retirement savings can fund the life we’ve been dreaming about. In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence.

So, whether you’re just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve.

#Superannuation #Retirement #Super

QUESTIONS
1:40 What age can I retire?
3:33 How much super do I need to retire?
7:23 How do I know if I’m on track?
9:33 What can I do if I’m not on track?
9:40 What are some ways I can grow my super?
10:53 What rules are there for accessing your super?
12:21 Should I fully retire or semi-retire?
14:25 How does a transition to retirement account work?
15:47 What’s a transition to retirement strategy?
17:02 Is it easy to plan your retirement yourself?
18:28 (Bonus question) Where to next?

IF YOU LIKED THIS EPISODE, YOU MAY LIKE:
Five easy ways to grow your superannuation today www.australianretirementtrust/...
How much super you need to retire – and how to get it www.australianretirementtrust/...
Transition to retirement – your guide to accessing your super while still at work www.australianretirementtrust/...

RECOMMENDATIONS:
Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au www.superguru.com.au/retiring...
Australian Retirement Trust Retirement Forecaster www.australianretirementtrust/...

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Spotify - open.spotify.com/show/1aXYHWZ

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PLEASE LEAVE US A COMMENT
Our aim is to make Super Insider useful for you. If you found this episode helpful, leave a comment and let us know the topics or questions you’d like us to cover on future episodes. Thank you!

CREDITS:
Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education
Guests: April Smith, Member Education Officer
Kane Everingham, Team Leader Member Education

Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.

This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

All Comments (8)
  • I’d like to acknowledge military service members who put their lives on the line to defend Australia
  • @Lucia-gk8zt
    Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.
  • ART websites tend to lagged a lot daily and always have difficulty logging in. The running of Admins cost too much. Each time when i topped up my salary contributions, their fees going up. Is there any Company out there better than these ATR.
  • @johngrisham4097
    You just lost my interest within your first few minutes ..
  • Financial advisors cost to much money for normal people so tired of everyone saying "Consult your advisor" PLEASE! I have over 1.5 million and its still to expensive to get a financial advisor be real!